Every year, thousands of teenage drivers are involved in serious car crashes across Nebraska. According to the Nebraska Department of Transportation, drivers under 18 contribute significantly to statewide traffic accidents—many of which result in severe injuries, emotional trauma, and property damage.
But what happens when the driver who caused your crash is a minor? Can you still hold them accountable for your medical bills, lost wages, and pain and suffering?
Our Lincoln auto accident attorneys at Inkelaar Law break down everything you need to know about filing a car accident lawsuit against a minor in Nebraska—from understanding liability laws to protecting your right to full and fair compensation.
Teen drivers bring energy and enthusiasm to the road—but also inexperience. In Lincoln and nearby communities, collisions caused by minors frequently occur near high schools, residential neighborhoods, and major roads such as U.S. Route 77 and Interstate 80.
Common risk factors include:
Inexperience: New drivers often misjudge distances, speed, or traffic conditions.
Distraction: Many teens admit to texting or using social media while driving.
Peer influence: Driving with friends can encourage showing off or taking unnecessary risks.
Speeding and reckless driving: A leading cause of severe or fatal crashes.
Driving under the influence: Alcohol or drugs can severely impair reaction time and judgment.
When these behaviors lead to injuries, victims must navigate unique legal challenges—especially when the at-fault driver is under 18 and may not be financially responsible.
In Nebraska, minors cannot legally enter binding contracts, including auto insurance agreements. Because of this, parents or legal guardians typically bear financial responsibility for their child’s negligent driving.
1. Parental Liability
Under Neb. Rev. Stat. § 60-6,213, a parent or guardian who signs a minor’s driver’s license application assumes joint liability for the minor’s negligent acts behind the wheel. This means if the minor causes an accident, the parent can be held financially responsible for the resulting damages.
2. Insurance Coverage
Most family auto insurance policies extend to teenage drivers living in the same household. However, coverage disputes can occur—especially if:
The minor wasn’t listed on the policy.
The parent failed to disclose the teen’s driving status.
The accident involved excluded uses (e.g., driving a vehicle not covered by the policy).
An experienced vehicle accident lawyer in Lincoln, NE can review the policy and ensure all available coverage is pursued.
3. Direct Lawsuits Against a Minor
While you can technically name a minor as a defendant, lawsuits typically target the parent or guardian for financial recovery. The claim may also extend to any insurance companies covering the vehicle or driver.
At Inkelaar Law, our car crash lawyers in Lincoln, NE carefully identify every liable party—parents, insurers, or third parties—to maximize recovery for injured victims.
Legal cases involving minors can be confusing. Here are a few myths—and the truth behind them:
Myth 1: “You can’t sue a minor.”
Fact: You can. Nebraska law allows lawsuits against minors, but financial recovery usually comes from their parents or insurance.
Myth 2: “Teen drivers always get lenient treatment.”
Fact: Negligence laws apply to everyone, regardless of age. Insurance companies still owe compensation for legitimate claims.
Myth 3: “Parents aren’t responsible if they weren’t in the car.”
Fact: Parents who signed the minor’s driver’s license application remain liable even if they weren’t present during the accident.
If you’re unsure how these laws apply, a Lincoln NE car accident attorney can review your specific case and explain your best legal path forward.
If you’ve been injured in an accident caused by a minor, quick and careful action can protect your rights.
Follow these essential steps:
Call 911 immediately – Ensure law enforcement creates an official crash report.
Document the scene – Take photos, gather witness contact information, and record any details about the other driver.
Get medical attention – Even mild symptoms could indicate serious injuries such as concussions or soft tissue damage.
Avoid discussing fault – Do not admit blame or argue with the other driver or their parents.
Contact a Lincoln auto accident lawyer – Before speaking to insurance adjusters, consult a legal professional who can protect your interests.
Delays can lead to lost evidence or reduced claim value. Early legal guidance can make a major difference in your outcome.
Several key laws shape the outcome of accident claims involving minors:
Nebraska follows a modified comparative negligence rule. If you are found less than 50% at fault, you can still recover damages—reduced by your percentage of fault.
You typically have four years from the date of the accident to file a personal injury claim in Nebraska (Neb. Rev. Stat. § 25-207). Missing this deadline could bar you from seeking compensation.
If a business or social host provides alcohol to a minor who later causes a crash, that establishment may also be held liable under Nebraska’s Dram Shop laws.
An experienced personal injury attorney in Lincoln, NE can identify all applicable legal theories to strengthen your case.
Filing a lawsuit against a minor driver requires strategy, experience, and attention to detail.
At Inkelaar Law, our Lincoln auto accident attorneys focus on:
Identifying all responsible parties — including parents, guardians, insurance companies, and potentially negligent third parties.
Gathering strong evidence — such as police reports, witness statements, cell phone data, and surveillance footage.
Calculating full damages — including medical bills, lost wages, pain and suffering, and future care costs.
Negotiating with insurers — to ensure you’re not pressured into accepting a low settlement.
Litigating when necessary — preparing a compelling case for trial if negotiations fail.
This comprehensive approach helps ensure that victims receive the compensation they deserve while holding negligent parties accountable.
Inkelaar Law has decades of experience representing car accident victims throughout Nebraska, including cases involving teenage drivers and complex liability questions.
Our firm stands out for:
Local knowledge – deep understanding of Nebraska traffic laws and insurance requirements.
Proven success – millions recovered in settlements and verdicts for injured clients.
Client-focused care – we take time to listen, explain, and guide you through every step.
No upfront fees – you pay nothing unless we win your case.
Free consultations – accessible, compassionate legal help when you need it most.
If you’re searching for auto accident attorneys near you in Lincoln, NE, our team is here to help you move forward confidently.
A crash caused by a teenage driver can leave you with medical bills, stress, and unanswered questions — but you don’t have to handle it on your own.
Contact Inkelaar Law today to speak with a trusted Lincoln auto accident attorney. We’re ready to review your case, guide you through the legal process, and fight for the compensation you deserve.
Call 1 (833) INK-WINS or book your consultation online — we’re here for clients across Lincoln, Omaha, and throughout Nebraska.
Disclaimer: The information contained in this article is for general educational purposes only. This information does not constitute legal advice, is not intended to constitute legal advice, nor should it be relied upon as legal advice for your specific factual pattern or situation. For specific legal advice, please consult with an attorney who is qualified to handle your case.
Español
