Justice You Deserve
  • Talk to a lawyer for FREE Local (402) 345-4155
  • Llámanos Ahora toll-free 1 (800) 890-2801
menu
  • Home
  • Our Firm
    • Firm Overview
    • Team
      • Thomas T. Inkelaar
      • Shannon Inkelaar Acton
      • Tom Wood
      • Maribel Inkelaar
      • Leticia Ramirez
      • Erika Gallese
      • Ramon Gutierrez
      • Jim Muller
  • Services
    • Car Accident
    • Motorcycle Accident
    • Criminal Defense
    • Dog Bite
    • Truck Accident
    • Workers’ Compensation
  • Reviews
  • Testimonials
  • Locations
    • Tampa
    • Omaha
    • Lincoln
    • Grand Island
    • Douglas County
    • Lancaster County
    • Nebraska
  • Resources
    • Books
    • Blog
    • Press Releases
    • Video Library
  • Contact Us
oba
nebraska
avo
trust-logo

Who Pays For Health Insurance Deductible In An Auto Accident

Personal Injury

It is a common misconception that the party at fault in an auto accident is required to pay all the medical bills for the innocent party. Especially in Florida, a no-fault state where you are not required to prove that the other party involved is responsible for the injuries acquired.

This makes the whole insurance process rather frustrating for the people involved and leaves a lot of questions up in the air. Usually it’s best to just contact an attorney and see what you can do. As one of the top law firms in the Tampa area, Inkelaar Law has several lawyers who specialize in car accidents and are ready to help.

What Is A Health Insurance Deductible

To understand who pays the deductible in an auto accident we first need to understand what a health insurance deductible is. A health insurance deductible is defined as a certain amount that you pay for your health insurance before the insurance can actually start to pay the rest.

This is done by insurance companies to make sure that the policyholder is just as invested as the actual insurance company. In sharing the cost, or cost sharing as it is known, both parties involved are sharing the burden of the cost creating an air of trust between the policyholder and the insurance company.

Still insurance companies almost always change policies on a yearly basis and at times may not want to actually pay you what you are owed. When something like this happens your options tend to be somewhat limited. It is always best to seek legal advice to know what your options are, lucky at Inkelaar Law our lawyers have years of experience in dealing with insurance issues, especially those relating to an auto accident.

Who Is Responsible For The Health Insurance Deductible.

Most people assume that after an auto accident occurs that the guilty party is responsible for paying all the insurance costs acquired by the victim. This is a very common misconception and tricky topic especially in Florida.

As Florida is a no fault state your insurance will cover your medical expense regardless of who caused the accident. The cost is usually covered from your personal injury protection, or PIP, which is mandatory by the state with a minimum coverage of $10,000.

Still if the injuries that you incurred from the accident exceed that amount you will still be responsible for paying the remaining balance. With this in mind if it can be proven that the other party was responsible for the injuries you have the opportunity to claim compensation and have them pay off the remaining deductible.

How To Get Help

In a survey conducted in 2019 it was found that roughly over 12 million vehicles were involved in a car crash. Auto accidents happen everyday and at times can lead to devastating injuries. If you or a loved one has been involved in an auto accident we at Inkelaar Law will do everything to help you and your family get back to normal. Call us at  (813) 535-5574 or visit our website for a free case consultation.

Disclaimer: The information contained in this article is for general educational information only. This information does not constitute legal advice, is not intended to constitute legal advice, nor should it be relied upon as legal advice for your specific factual pattern or situation.

Search
Talk to an Expert

    Categories
    • Airplane Accidents
    • Auto Accidents
    • Criminal Defense
    • Dangerous Drugs
    • Dog Bites
    • Medical Malpractice
    • Motorcycle Accidents
    • News
    • Nursing Home Abuse
    • Personal Injury
    • Tampa DUI
    • Tampa Personal Injury
    • Truck Accidents
    • Uncategorized
    • Workers' Compensation
    • Wrongful Death
    N/A

    Inkelaar Law

    Thomas Inkelaar
    Contact Us
    • Contact Our Tampa Office
    • Contact Our Nebraska Office
    TAMPA OFFICE
    • South Tampa
      2503 W Swann Ave
      Ste 111
      Tampa

      FL
        33609
    • Get Directions
    • Local : (813) 722-0622
    OMAHA OFFICE
    • Historic South Omaha City Hall
      5002 S 24th St
      Ste 101
      Omaha

      NE
        68107
    • Get Directions
    • Local : (402) 345-4155
    • Fax : (402) 991-3139
    • Toll-Free : 1 (800) 890-2801

    The information posted on this website, or in links provided by this website, are not to be misconstrued as legal advice or a recommendation regarding any of the legal issues or problems described herein. Click here for full terms and conditions.

    Copyright © Justice You Deserve 2023.  All Rights Reserved.

    • Terms and Conditions
    • Privacy Policy
    • Disclaimer
    FREE CASE CONSULTATION

      • Home
      • Our Firm
        ▼
        • Firm Overview
        • Team
          ▼
          • Thomas T. Inkelaar
          • Shannon Inkelaar Acton
          • Tom Wood
          • Maribel Inkelaar
          • Leticia Ramirez
          • Erika Gallese
          • Ramon Gutierrez
          • Jim Muller
      • Services
        ▼
        • Car Accident
        • Motorcycle Accident
        • Criminal Defense
        • Dog Bite
        • Truck Accident
        • Workers’ Compensation
      • Reviews
      • Testimonials
      • Locations
        ▼
        • Tampa
        • Omaha
        • Lincoln
        • Grand Island
        • Douglas County
        • Lancaster County
        • Nebraska
      • Resources
        ▼
        • Books
        • Blog
        • Press Releases
        • Video Library
      • Contact Us